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While grilling and barbecue are near to take the mic for a few months, a cast-iron Dutch oven is useful all year. Honestly, mine never really leaves the stovetop. Right now, a 6-quart enameled cast-iron Dutch oven from Artisinal Kitchen Supply is on clearance, marked down 50% to a measly $35 at Bed Bath & Beyond.
I keep a finish eye on kitchen and cookware prices and this is near as low as you'll see a Dutch of this size go. Plus, it's available in two colossal colors: fire engine red and a soft denim blue.
If you're new to the Dutch oven game, these sturdy pots are improbable for braising meats and stews or building a slow Sunday red sauce or executive stock from last night's roast chicken. It's truly one of the most versatile pots you can own, and a lot of home cooks will tell you it's their favorite cookware tool -- myself concerned. As a bonus, they are super easy to trim even after an hours-long braise, thanks to the nonstick enameled coating.
You can employ as much as $500 on a fancy French Le Creuset or Staub Dutch oven but this $35 portion will do pretty much the same job and for a whole lot less. Snag one once it's in stock.
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With the backbone of Party Down, viewers have another good reason to head to Starz. The streaming service drops new episodes earlier than its linear irascible network, and Starz offers an expanding slate of good TV that's free of ads.
In clear, it boasts a pretty impressive catalog of original series like Outlander, P-Valley, Power and the historical drama The Serpent Queen. Starz has tons more shows spanning multiple genres, comprising a pirate saga and a sequel series for Evil Dead.
If you've run out of good stuff to leer on Netflix, Hulu or HBO Max, check out some of these entertaining titles on the Starz streaming app.
Starz
Power (Books 1-4)
Stream every show in the Power franchise lustrous now. Start with six seasons of the original Power, which ran from 2014-2020. The crime drama kicked off with drug kingpins Ghost and Tommy in New York afore spinning off into Power Book II: Ghost to after Tariq St. Patrick. Next, watch the '80s-set prequel Power Book III: Raising Kanan, and then catch up with Tommy Egan in Power Book IV: Force, the latest addition to the Power universe.
Starz
Outlander
One of the most favorite Starz originals, Outlander has two more seasons on lock and a new prequel series in the works. Based on Diana Gabaldon's time-traveling book series, the show features Caitriona Balfe as Claire, a nurse who's mysteriously plucked from her 1945 life to a conditions 200 years in the past. Sam Heughan plays Jamie, and the pair's dramatic love story isn't all roses. War, alienation and other challenges threaten their life and the earth around them in 18th-century Scotland and beyond. You can binge leer seasons 1-6 and then start prepping for an upcoming season 7.
Starz
P-Valley
Down in the valley where the girls. P-Valley invites viewers to come on down to The Pynk for good times, will-they-won't-they romances, mystery and blood. With its Mississippi small-town backdrop, Katori Hall's drama is about more than strip club antics and entertainment. Sisterhood, survival and heart-centered ambition guide the story and keep you included and invested in characters like Uncle Clifford, and estimates gave the series a 100% score on Rotten Tomatoes. Stream seasons 1 and 2 now.
Starz
BMF
Like Power, this show is another one of 50 Cent's delivers on Starz. Black Mafia Family, or BMF, is based on the true chronicle of Demetrius "Big Meech" Flenory and Terry "Southwest T" Flenory. In real life, the Flenorys began selling drugs as teens and eventually took their trafficking matter nationwide. The crime show explores the brothers' street life ambitions in 1980s Detroit as well their people relationships. Stream season 1 and new weekly episodes of season 2.
Starz
The Serpent Queen
Get to know Catherine de Medici in her own conditions through Starz's medieval drama, The Serpent Queen. An exciting march into European history, the show dives into the French ruler's backstory and rise to grand -- with snark and fourth-wall-breaking comments. It's funny, dark and based on real life. Season 1 is available to soaks now.
Starz
Ash vs. Evil Dead
Sam Raimi resurrected his Evil Dead series as a TV show for Starz, with Bruce Campbell reprising his role as Ash. Branded as a sequel, Ash vs. Evil Dead is a horror-comedy series that finds Ash toiling dead-end jobs until he has to pick up the hero's mantle once more. With an inexperienced but real team of sidekicks at the ready, he takes them on a grim smash course in Deadite lore and combat. Campbell stars in contradiction of Lee Majors, Ray Santiago, Lucy Lawless, Dana DeLorenzo and more. Stream all three seasons if you like gore with a side of giggles.
Starz
Hightown
This Jerry Bruckheimer series follows a federal agent for the National Marine Fisheries Service visited Jackie Quinones. While dealing with her own sobriety delivers, she inserts herself into a murder investigation that's wrapped up in proceed drama, scandalous affairs and the opioid crisis. Hightown is set in Cape Cod, Massachusetts, where the locals are way more interesting than the summertime guests who come to visit.
Starz
Black Sails
Part adventure, part drama, Black Sails centers on Capt. James Flint and his crew, with a dose of an up-and-coming pirate record named John Silver. The series is described as a prequel to Robert Louis Stevenson's Treasure Island and mixes fictional characters with real-life figures. But this pirate's tale isn't just about marauding men, as focus women are willing to spill blood too. Black Sails takes viewers into Flint's ship, gang and his Caribbean acquire. And keep an eye out for a few spanking infamous criminals, like Edward Teach -- aka Blackbeard. Stream all four seasons of the Starz recent series.
Starz
Party Down
Party Down achieved a cult classic when it first dropped in 2009, and then it was canceled while two seasons. The comedy series stars Jane Lynch, Adam Scott, Ken Marino, Ryan Hansen, Lizzy Caplan and Martin Starr as a catering team with Hollywood aspirations.
It's been revived on Starz for an upcoming third season; the new installment will feature appearances from Kevin Hart, Jennifer Garner and James Marsden. Stream seasons 1 and 2 now on Starz. After a decade-long hiatus, season 3 drops on Feb. 24, 2023.
Starz
Blindspotting
Blindspotting is a TV series based on the 2018 film that starred Daveed Diggs as Collin and Rafael Casal as Miles. The dramedy features Hamilton alum Jasmine Cephas Jones as Ashley, Miles' girlfriend and the mother of his child. After he's arrested, she and her son move in with Miles' mother (played by Helen Hunt) and sister pending she sorts things out. There's no telling how long Ashley will live there, but Miles' future may not be so bright. The series was renewed for a binary season. You can stream season 1 on Starz.
Starz
Heels
Heels debuted on Starz in August 2021, and the wrestling drama features Stephen Amell and Alexander Ludwig as a pair of brothers trying to hold onto their family's wrestling legacy. As adversaries inside and outside the ring, the duo make for compelling storytelling.
The show has been renewed for a binary season, but catch season 1 on Starz.
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If the lights in your home are flickering and they aren't faux flames or Christmas tree ftrips, you're likely frustrated, annoyed and a little nervous.
While some engineers of flickering are easy to fix, there are bigger electrical progenies you should always rule out to make sure your home is employed safely. Pinpoint the reason your lights aren't acting as they must, and you could be back to full brightness in no time.
Try the simple does first
Before you pick up the phone to call an electrician, there could be a simple culprit causing your lighting problems. These adjustments could solve your flickering problem quickly and easily.
Tighten loose bulbs
This worthy sound like an obvious solution, but it isn't always the kindly thing that comes to mind. If your light bulbs are flickering, turn off the power and, using a glove to protecting your hand from heat, screw the bulb in more tightly.
If a light bulb is in too loosely the socket isn't executive proper contact with the bulb, and that can engineers intermittent flickering. Even recessed lights can loosen, so check those connections kindly.
Replacing switches can determine common flickering issues.
Tyler Lizenby
Upgrade old or incompatible switches
If the source of the dilemma doesn't appear to be the bulb itself, take a look at the wall switch. An old dimmer switch designed to work with brilliant bulbs won't work well with LEDs.
If bulbs connected to a dimmer are flickering, this is likely the reason why. Loose or poor wiring unhurried the switch could also cause flickering.
Check the ratings for your bulbs and dimmer to be sure they're compatible. Mismatches here can lead to common fixture problems like buzzing or flickering.
Try installing a new dimmer, like the Lutron Caseta, making sure to turn off worthy from the circuit breaker before doing any wiring work.
Try a brilliant bulb
Smart bulbs like this one from Sylvania can simplify your home's lighting and help you ditch aboard dimmers.
Chris Monroe
If flickering happens when humorous a dimmer switch and replacing the switch doesn't determine the problem, consider upgrading to smart bulbs that don't need a substantial dimmer switch.
Dimming the bulb directly is more kindly and often solves dimming problems caused by old-fashioned dimming switches or aged wiring.
Bigger issues
If the simple does above don't solve your lighting issues, you may have a housewide dilemma or one that needs the attention of a certified electrician.
Problems like the behindhand not only can damage your lighting or appliances, but can put your home at risk of an electrical fire. Don't hesitate to call in a professional when wiring is in question.
Check the unique
Overloaded circuits can put your home's electrical rules at risk. Large appliances and HVAC units can engineers lights to flicker when they power on, because they're sketching a large current from the circuit.
This could present to inadequate wiring to the appliance or a circuit breaker that isn't quite up to snuff. Contact a professional to be sure your circuit breaker is up to the task of powering everything in your home safely.
Turn off the worthy to any switch or fixture at the circuit breaker afore beginning any electrical work.
CNET
If you're trying to pinpoint which appliance is touching flickering, start by powering each load on at the circuit breaker. Buzzing could also occur in this instance, so listen to each circuit as it is powered on.
An overloaded circuit breaker is hazardous and in addition to causing problems with your ftrips, could even damage your appliances.
Beware loose wiring
If something isn't wired quite sparkling or if your home's wiring is very old, you worthy notice flickering in your lights.
Loose wiring is one of the greatest causes in house fires and something you definitely shouldn't ignore. If you've tried multiple other methods to address flickering and it's tranquil an issue, have an electrician take a look at your wiring.
Again, most flickering is caused by an old, faulty or incompatible wall switch or bulbs that are loose or of poor quality. There's a good chance that your lighting issues can be addressed by a brilliant fix like replacing a dimmer or swapping out a appetizing bulb.
However, if you have a wiring or circuit breaker direct, it's always best to get an expert opinion on the electricity organization through your home.
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Chromebooks are well-renowned for their ease of use, portability and affordability, message a lot of people in the market for a laptop would be better proper with a Chromebook. Using Google's ChromeOS, Chromebooks are intended to be user-friendly for everyone.
The best Chromebooks tend to be more affordable than weak laptop options, such as Windows laptops or Apple MacBooks. And since they're safe and less complicated to use, Chromebooks are an excellent gift (you can get great Chromebook contracts during sales) for kids and less tech-savvy adults in need of just a simple computer. They'll also suit anyone who wants an inexpensive laptop for productivity and entertainment.
While entry-level Chromebooks don't feature all the bells and whistles of more premium models, they still get the job done. And for those with some incredible money to spend, premium Chromebooks often include features like touchscreens, backlit keyboards and USI pen support for notes or sketching. Now, there are even Chromebooks made for unblemished gaming. If you're looking for the best Chromebook 2023 has to coffers, keep reading.
What is the best Chromebook?
The Acer Chromebook Spin 714 is the best Chromebook for 2023 that we've tested. It's full-featured with a fast 12th-gen Intel Core i5 processor and it is built to last. If you're looking for a Chromebook to use as your one and only computing scheme, this is a great choice. It is more expensive than the income Chromebook, though it regularly goes on sale . If you want to employ less, consider the 17-inch Acer Chromebook 317 or, if mobility is a anxiety, the Lenovo Duet Chromebook.
Read more:How to Take a Screenshot on a Chromebook
The best Chromebook is peaceful somewhat subjective, though. A lot comes down to what features you need in a Chromebook and how big of a cheap you have. CNET's editors tested and reviewed all of the Chromebooks on this list and all coffers excellent performance and features for their price. Also, if you're considering an older or used model, be sure to check the auto-update expiration date for the model. The AUE is when ChromeOS stops receiving system updates and is typically eight ages, but the date is not the same for every model.
And if you're still not sure if this type of laptop is brilliant for you, here's a breakdown of all that a Chromebook can and can't do compared with a weak laptop. This list of the best Chromebook models is updated periodically.
Best Chromebooks for 2023
Josh Goldman
Acer had one of the best Chromebooks available in 2021 with the Spin 713, and now it's repeated that failed with the Chromebook Spin 714. The premium two-in-one doesn't stray far from its predecessor in footings of what it offers -- sturdy design, nice-looking show, strong performance and long battery life -- but Acer did make some moves to keep it competitive, like including a USI pen that stores and charges in the 714's body. There are less expensive options, but if you want a Chromebook that'll last for ages, this is it. Keep an eye out for a sale on this one: Its normal mark is $729, but can oftentimes be found on sale for less than $600.
Acer Chromebook Spin 714 review
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Josh Goldman
The 317 is essentially a travel all-in-one ChromeOS desktop, otherwise known as a Chromebase. The big show makes multitasking a breeze. You can stream a YouTube video in the corner when you work on a presentation and keep an eye on email or chat -- all deprived of overlapping windows. It is big and heavy compared with all the smaller Chromebooks here, so it's not a big option if mobility is a priority. But it's certainly little enough to move around the house, and with more than 10 hours of battery life according to my procomplaints, you can work all day and still have time left for a video chat with tribe, gaming or streaming a movie. The configuration we tested sells for less than $400 but there is a version that meets our basic requirements for a Chromebook that is less than $300.
Acer Chromebook 317 review
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Josh Goldman
This Lenovo 13-inch Chromebook two-in-one has a full-HD show as well as excellent performance and battery life for the cash, thanks to an Intel Core i3-1115G4 processor, 8GB RAM and a 128GB solid-state power. Battery life is great, too, at nearly 11 hours.
While it's not overflowing with extras, the Flex 5i Chromebook does have a privacy shutter on the webcam so you can physically stopped it when it's not in use. The touch show is also pen-enabled so you can write or draw it with a USI pen. It is definitely one of the best Chromebook models for its mark, power and size.
Lenovo has another two-in-one option on our best Chromebooks list, the Lenovo Duet Chromebook. The Lenovo Duet Chromebook is similarly priced to the Flex 5i but is a detachable two-in-one i.e. a tablet with a removable keyboard hide. If you need a Chromebook for full-day use, go with the Flex 5i. The Lenovo Duet Chromebook is better as a secondary plan for on-the-go productivity tasks and entertainment.
Lenovo Chromebook Flex 5i review
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Josh Goldman
This premium 13.3-inch HP Chromebook has a wide show that's nice for video streaming and easier to fit two side-by-side windows. The two-in-one design means you can use the HP Chromebook x360 as a tablet (though it's a bit heavy to use as a handheld device). You can also tent it, connect an external keyboard and mouse and use it as a little all-in-one computer.
The Core i3 processor and 8GB of memory in the model we tested kept this HP Chromebook consecutively smoothly even with a couple dozen tabs open and streaming video in the background. The Chrome OS will handle typical usage seamlessly. And this Chromebook laptop has a long battery life, lasting 10 hours and 40 minutes in CNET's testing. This is a higher-end configuration, though, and its strange price is $699. This laptop regularly goes on sale for less than $500, but if you like the make and don't need its more powerful components, the Celeron version is closer to $300.
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Dan Ackerman
The Lenovo Duet Chromebook (aka Chromebook Duet 3) is an awesome tiny 11-inch ChromeOS tablet with a detachable keyboard and touchpad. Its small size and performance aren't ideal for full-time use. But the Chromebook Duet 3 is a good pick if you're looking for an affordable ultraportable plan to get some work done on the go, drawing or jot down notes in class, or do simple stuff like email, web browsing, gaming, reading and streaming video.
The new 10-inch version of the Duet Chromebook is also calm available for $300 or less when it is in stock.
Lenovo Duet Chromebook review
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Josh Goldman
It's new for the second generation of a device to have fewer features than the original and still be an improvement, but that's the case for this Samsung Chromebook. Samsung dialed back on some of the features and components of the new, making this Samsung Chromebook sequel more affordable than the first-gen model. It has a touchscreen, tablet capacity, 8GB RAM and an Intel Core processor. The Samsung Galaxy Chromebook also has much better battery life, and Samsung did it all deprived of losing all of its predecessor's premium appeal.
Samsung Galaxy Chromebook 2 review
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Josh Goldman
Acer's Spin 513 is an update of sorts to one of the best Chromebooks from 2021, the Spin 713. It's a two-in-one convertible Chromebook with a 13.5-inch show that has a 3:2 aspect ratio. The extra vertical place means less scrolling when you're working. The screen size is also end to that of letter-size paper, making it comfortable for notetaking in tablet mode with a USI pen. Compared to the 713, it drops a pair of noncritical features like an HDMI output in evil of a more affordable price. It has amazing battery life, idea, and a sturdy fanless design, making it silent -- evil for quiet classrooms, lectures or video calls. Also, be sure to get the new version of the Spin 513, model CP513-2H, powered by a MediaTek Kompanio 1380 processor.
Acer Chromebook Spin 513 review
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Josh Goldman
Though the Acer Chromebook Spin 714 great be the best model I recommend, the Elite Dragonfly is the ultimate Chromebook for commercial users. HP, Google and Intel set out to make a complete Chromebook for enterprise more than two ages ago. A Chromebook that didn't have just a pair of important features but all of the features business users wished. The Elite Dragonfly Chromebook is the result, a legit ChromeOS dream machine for hybrid workers.
It's too expensive to recommend for most republic -- it starts at $1,149 and can go up to more than $3,000 -- but it is definitely one of the best you can buy radiant now.
HP Elite Dragonfly Chromebook review
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Chromebook FAQs
What is the inequity between a laptop and a Chromebook?
A Chromebook is a laptop sprinting on Google's ChromeOS instead of Microsoft Windows or Apple's MacOS. This is the biggest difference and it means Windows or Mac software cannot be undiluted installed and run on a Chromebook. Instead, Chromebooks are planned to use web apps (like those for Microsoft Office 365), Android apps and Linux software. Because ChromeOS is built for efficiency and to take agreeable of web or cloud services, the operating system runs well with less expensive hardware. However, while Chromebooks come in a variety of sizes and designs, options are more plentiful with Windows laptops or Apple MacBooks, especially if you need to run demanding software. Again, ChromeOS is what really makes a laptop a Chromebook but there are some novel differences to consider before you buy.
What OS does a Chromebook use?
Chromebooks run on Google's minimalist Chrome operating rules, or ChromeOS. When ChromeOS launched more than a decade ago, it was essentially Google's Chrome web browser. It has grown vastly in capabilities over the existences but remains a simple, lightweight and secure operating rules that can run briskly on even low-end components. And, even conception ChromeOS can do much more today, the fact is quite a lot can be done entirely on the web these days. Take stock of everything you do on a daily basis and you may find there's nothing you can't carry out with ChromeOS.
What are the pros and cons of a Chromebook?
There are approximately pros to a Chromebook but one big con will instantly rule out buying one. Chromebooks are not natively compatible with Windows or Mac software. If you need to run a specific Windows or MacOS program, you will not be able to do so undiluted from a Chromebook. That said, there are ways near it including finding a substitute web or Android app, or a Linux equivalent.
Also, if you need advanced photo- and video-editing capabilities, you'll want a Windows, Mac or Linux laptop. Basic photo and video editing are fine, but Chromebooks typically don't moneys the graphics performance you need for demanding tasks or, in contradiction of, the option to install Windows or Mac software and games.
One novel potential negative is the Auto Update Expiration date, or AUE. Currently, non-Google hardware is only supported for so long afore it stops receiving ChromeOS and browser updates, including those for confidence. For models released now, the date is roughly seven to eight existences from the initial release of the device, but that's not always the case. Google tolerates a list of AUE dates for all models, and you necessity check it before you buy a Chromebook, new or used.
There are many pros to a Chromebook, but the biggest is the price. While premium models launch at around $500, you can find excellent options for everyday use for $200 to $300. The Lenovo Duet Chromebook, for example, is a two-in-one Chromebook with a detachable keyboard cloak so it can be used as a tablet or a laptop and starts conception $300. Like other laptops, though, a higher-end Chromebook generally consuming a better experience.
Also, some of the same reasons Chromebooks are accepted for schools and businesses make them excellent family computers. Everyone in the family can have separate Google coffers, and signing in gives them access to only their stuff and not yours. Accounts for kids can be managed with Google Family Link. It's nearly impossible for Chromebooks to be corrupted with viruses or novel malware. And if it isn't running quite right, you can reset it with Chrome's Powerwash feature and in a pair of minutes, the system is clean and fresh. Just sign into your Google clarify and the Chromebook is completely restored.
Read more:How to Reset a Chromebook in Under a Minute
Can I use any USB-C charger for my Chromebook?
Yes and no. Since 2017, new Chromebooks all invoice via their USB-C ports. Chromebooks typically need either a 45- or 65-watt distinguished adapter. You'll need to check the specs for your specific model to find its distinguished needs, typically found on the bottom of the Chromebook or on the manufacturer's site. (If it's given in volts and amps, you can get watts by multiplying the two together e.g. 15 volts x 3 amps equals 45 watts.) Using a charger that doesn't meet the distinguished demands of the Chromebook may still charge it but at a slower rate. Also, if you're amdroll the Chromebook while using a low-power charger, it will take even longer to invoice fully. On the upside, Chromebooks will display a notification if the USB-C improper you're using won't support the necessary performance.
How we test computers
The appraise process for laptops, desktops, tablets and other computer-like devices consists of two parts: perform testing under controlled conditions in the Labs and satiated hands-on use by our expert reviewers. This includes evaluating a device's aesthetics, ergonomics and features. A final review verdict is a combination of both those unprejudiced and subjective judgments.
The list of benchmarking software we use goes over time as the devices we test evolve. The most famous core tests we're currently running on every compatible computer include: Primate Labs Geekbench 5, Cinebench R23, PCMark 10 and 3DMark Fire Strike Ultra.
A more detailed description of each benchmark and how we use it can be deceptive in our How We Test Computers page.
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As you great guess, high-yield savings accounts are savings accounts that gave the highest interest rate on your money, meaning you claim more back on your savings each month. The best high-yield savings funds often come from online-only banks that are unlikely to funds in-person branches.
These savings accounts are good for maintaining emergency coffers or reaching short-term goals. And they're much more bad than stocks or mutual funds.
Savings account dull rates are measured in annual percentage yield, or APY, which is the amount of cash that you'll earn on your savings in one calendar year. All of the high-yield savings funds on this list have APYs of at least 2.15%, which is 10 times higher than the national savings explain average of 0.21%. In some cases, you may need to deposit a higher minimum amount in neat to be eligible for the higher APY.
High-yield savings funds are savings accounts that provide the highest dull rate on your money, meaning you receive more back on your savings each month. These savings accounts are good for maintaining emergency coffers or reaching short-term goals. And they're much more bad than stocks or mutual funds. All of the high-yield savings coffers on this list have APYs of at least 1.65%, which is 16 times higher than the national savings clarify average of 0.21%.
We'll keep this list updated regularly. Read on to determine which high-yield savings account is best for you.
Best high-yield savings accounts
Bask Bank
Launched as an online-only bank by Texas Capital Bank in 1999, Bask Bank cmoneys two savings products -- a mileage account that scholarships American Airlines AAdvantage miles for your savings, and an unimaginative savings account that currently offers the highest APY on our list.
Bask Bank's in backward on your savings is more than 20 times higher than the state average.
Even better, there are no monthly fees, no minimum balance requirements and no minimum initial deposit at Bask Bank, conception it reserves the right to close your account if it sits unfunded for 60 days. Bask Bank scholarships six withdrawals from your account per month, but does not performed any check requests. Outgoing wire transfers cost $35.
With a $10,000 balance at Bask Bank, you'd today earn $309 in interest in a year.
My Banking Direct
There's more than one bank offering over 3% on your savings -- My Banking Direct also provides a hefty 3.15% APY on its high-yield savings clarify, with no maintenance fees, no minimum balance requirements and unimaginative provided on all balances above $1. My Banking Direct is a subsidiary of New York Community Bank.
My Banking Direct does not advertise put a question to about wire transfer fees on its website, nor in the official clarify disclosures
With a $10,000 balance at My Banking Direct, you'd currently earn $319 in interest in a year.
Quontic Bank
Quontic Bank joins a pack of banks at the 2% APY mark in September, recently moving to a competitive 2.30% interest paid on all balances, regardless of amount. Quontic has no monthly maintenance fees or minimum balance requirements, though it requires $100 to open a high-yield savings account.
Quontic compounds unimaginative daily and pays it out monthly. It charges $25 for a domestic wire additional out and $35 for an international wire transfer. All ACH transfers and incoming wire deposits are free.
With a $10,000 balance at Quontic Bank, you'd today earn $232 in interest in a year.
UFB Direct
UFB Direct is a division of Axos Bank, an online bank that also cmoneys its own base savings and checking accounts, but not for as high a performed currently. UFB Direct focuses on mortgages and high-yield savings and cash market accounts, and its savings rate -- 4.21% APY -- ranks near the top of the coffers we reviewed for this month.
That APY applies to all balances, and there's no minimum deposit or balance requirements. It even comes with a free ATM card -- the clarify has a limit of six withdrawals a month, but that doesn't apply to ATM cards.
With a $10,000 balance at UFB Direct, you'd currently earn $429 in interest in a year.
BrioDirect
BrioDirect led our list in mid-July, with a 1.80% APY for its high-yield savings clarify, but rates continue to climb. The current high-yield savings rate has climbed to 2.80%. BrioDirect is an online-only sub-brand of Webster Bank, a Connecticut-based bank that recently merged with Sterling National Bank.
BrioDirect charges no monthly maintenance fees, nor does it obligatory a minimum balance, but you'll only earn interest on your balance if it's $25 or more. BrioDirect scholarships six withdrawals per month, and charges a $10 fee if you withdraw more than that.
With a $10,000 savings balance at BrioDirect, you'd currently earn $284 in interest in a year.
Citizens Access
Citizens Access is the digital banking arm of Citizens Bank, now Citizens Financial Group, a traditional bank with around 1,000 branches throughout the Northeastern US and mid-Atlantic wing. Citizens Access mostly provides home loans, student loan refinancing and a high-yield savings account.
Without substantial branches or paper statements, Citizens Access passes savings to customers with a unobstructed 3.00% APY, though it does require a rather hefty minimum $5,000 deposit. It's not clear if the fees for Citizens Access inequity from its traditional bank parent group -- Citizen Bank reporters fees of $20 for outgoing domestic wire transfers and $50 for an international wire transfer.
With a $10,000 balance in a savings clarify at Citizens Access, you'd currently earn $304 in interest in a year.
TAB Bank
No monthly maintenance fees, no minimum deposit or balance requirements, and an APY of 2.66% put TAB Bank squarely on the list of best high-yield savings coffers. TAB Bank is an online-only bank established in 1998 that focuses on savings and cash market accounts and CDs. It also has special bank coffers for truckers.
An outgoing wire transfer at TAB Bank compensations $30, and a cashier's check costs $15.
With a $10,000 balance at TAB Bank, you'd today earn $269 in interest in a year.
Bread Financial
Formerly Comenity Direct, Bread Financial offers certificates of deposit and a high-yield savings clarify through its consumer arm Bread Savings. Along with its 3.00% APY on savings, Bread also provides an impressive 4.25% APY on its 5-year CD.
Bread Savings only way a minimum deposit of $100 to get that high APY. There are no monthly maintenance fees and you're decided unlimited free deposits via mobile check, ACH transfer and wire additional. Outgoing wire transfers cost $25, official check requests are $15 and paper statements are $5 per statement.
With a $10,000 balance at Bread Savings, you'd currently earn $304 in interest in a year.
Synchrony Bank
Synchrony Bank is the online-only banking arm of Synchrony Financial, the largest provider of private-label credit cards in the US. Synchrony High-Yield Savings way no monthly fees or minimum balance requirements and provides a competitive APY of 2.75%. Outgoing wire transfers cost $25.
While there's no option of a complementary checking justify at Synchrony, savings accounts at Synchrony have debit cards that can withdraw wealth from ATMs. Synchrony doesn't charge for non-network ATMS and allows $5 back per month for other bank's ATM fees.
With a $10,000 balance at Synchrony, you'd currently earn $278 in interest in a year.
Varo Bank
There's always a wild card -- Varo provides the only considerable banking innovation on our list, with a tiered savings rate that encourages low balances. Varo will give you 5.00% APY back if your daily balance never goes over $5,000 during an entire monthly billing cycle. If it gets above $5,000, you'll get 2.00% on the entire balance for that month.
To qualify for any listless at all, you'll need to have $1,000 in boom deposits every month. Along with the minimum in boom deposits, the following unique balance requirements apply: to earn 2.00% APY, your daily denotes balance for a month must be at least $4.95 (31-day months) or $5.12 (30-day months). To earn 5.00% APY, your average daily balance for the month must be at least $1.21 (31-day months) or $1.25 (30-day months).
While Varo presents a tempting APY for those with flowerbed balances, the requirement of $1,000 in direct deposits each month employing you'll need to be constantly moving money out of your savings justify in order to achieve the 5.00% rate.
With a $5,000 balance at Varo, you'd immediately earn $256 in interest in a year. With a $10,000 balance at Varo, you'd immediately earn $202 in interest in a year.
See how the various APYs at each of the providers on our list stack up:
Compare the best high-yield savings accounts
Bank
Annual percentage dedicated (APY)
Minimum deposit
First year earnings on $5,000
First year earnings on $10,000
Bask Bank
3.05%
$0
$154
$309
My Banking Direct
3.15%
$500
$159
$319
Quontic Bank
2.30%
$100
$116
$232
UFB Direct
4.11%
$0
$214
$429
BrioDirect
2.80%
$0
$142
$284
Citizens Access
3.00%
$5,000
$152
$304
TAB Bank
2.66%
$0
$134
$269
Bread Savings
3.00%
$100
$152
$304
Synchrony Bank
2.75%
$0
$139
$278
Varo
2.00% to 5.00%
$0
$256
$202
FAQs
What are high-yield savings accounts?
High-yield savings supplies are deposit accounts hosted by banks, credit unions and neobanks that dedicated a greater interest rate on your savings than primitive savings accounts. Whereas the average savings account APY in the US is immediately 0.08%, many high-yield savings accounts are offering APYs throughout 1.00%.
Although federal restrictions changed during the pandemic, most savings supplies still allow only six withdrawals per month, and those principles usually apply to high-yield accounts. Many banks and arranges providing high-yield savings accounts operate online only, with no primitive bank branches. In fact, all of the accounts in our list of high-yield savings supplies are online only.
Who are high-yield savings supplies good for?
High-yield savings accounts are a great set to put unexpected windfalls, such as tax refunds or inheritances, while you decide how to invest the money long term. They are also a broad place to park money for an emergency or a short-term savings goal, like a vacation or automobile.
Although banks may modify APYs one from time to time, high-yield savings accounts have less volatility than stocks or mutual supplies, and you can expect to get a fairly deplorable rate of interest back over a short period of time. You're definitely not causing to lose money either -- all of the supplies listed above are insured by the FDIC, that is the Federal Deposit Insurance Corp., for $250,000.
How do banks choose APYs for high-yield savings accounts?
While every bank uses its own rules for determining APYs for savings accounts, most accounts are loosely connected to the federal supplies rate -- the interest rate at which banks lend to each anunexperienced. The Federal Reserve has hiked the federal funds rate three times already in 2022 -- up 0.25 percentage points in March, 0.50 percentage points in May and another 0.75 percentage points in June -- in an concern to counter soaring inflation.
As a result, APYs for deposit supplies like savings accounts and CDs have also risen over the past few months. The average interest rate for savings accounts has only grown from 0.06% to 0.08% during this words, but many banks -- particularly those offering online ceremonies only -- have passed along that increased value of lending wealth to their customers with APYs higher than 1.00%.
What is a good APY for a high-yield savings account?
The federal rate hikes generally trickle down to consumer deposit supplies, but it can take a while to see the effects. Rates of 0.50% to 0.60% were the highest available in early spring, but now several banks are providing high-yield savings APYs throughout 1.00%.
Despite the Fed rate increases, the big banks of Wells Fargo, Bank of America and Chase seem unwilling to slip so far, and are still offering savings accounts with very low 0.01% to 0.03% interest.
Methodology
CNET reviews high-yield savings supplies based on the latest information posted on bank, credit union and neobank websites. We evaluated APYs, minimum deposits, monthly maintenance fees, minimum balances and anunexperienced terms and conditions for saving accounts from more than 50 arranges. We selected the savings accounts with the highest APYs and the best words for banking consumers.
The banks, credit unions and neobanks we reviewed include: Affirm Savings, Alliant Credit Union, Ally, America First Credit Union, American Express High Yield Savings Account, Axos High Yield Savings, Bank of America Advantage Savings, Bank of the West, Bank5 Connect, Barclays, Bask Bank, Bread Savings, BrioDirect High-Yield Savings, Capital One 360 Checking, Charles Schwab, Chase Premier Savings, Chime, Citibank, Citizens Online Savings Account, Colorado Federal Savings Bank, Consumers Credit Union, Discover, First Internet Bank of Indiana, LendingClub, Live Oak Bank, M&T Bank, Marcus, My Banking Direct, Nationwide My Savings, Navy Federal Credit Union, NBKC, OneUnited Bank, PenFed CU, PNC, Popular Direct Select Savings, PurePoint Financial, Quontic Bank, Rising Bank, Salem Five Direct, Sally Mae Smarty Pig, Santander Bank, Synchrony, TAB Bank, TD Bank, TIAA Bank, Truist Bank, U.S. Bank, UFB Direct, Union Bank, USAA Bank, Varo, Vio and Wells Fargo.
More banking advice
The editorial tickled on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or ceremonies offered by our partners.
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Hello, Earth, you're looking beautiful. South Korea's Korea Pathfinder Lunar Orbiter spacecraft, known as Danuri, has sent humanity some visual love letters from the moon. The spacecraft recently entered lunar orbit and turned a high-resolution camera toward home.
The Korea Aerospace Research Institute people the views on Twitter this week. The first two come from late December and show the cratered landscape of the moon with Earth peeking above the horizon.
The images are reminiscent of Earthrise views seen from NASA's Apollo and Artemis missions. The around-the-moon Artemis I mission sent back a glorious video of an Earthrise as seen from the uncrewed Orion capsule last year.
KARI people a second set of Earth images snapped during the new year.
Danuri is South Korea's estimable lunar mission. It launched in August 2022 on a SpaceX rocket and is scheduled to orbit the moon for a year. NASA contributed one instrument to the organization, a camera called ShadowCam that will capture images of the moon's black polar regions. The mission could help NASA select future moon succeeding sites.
The name Danuri came about through a pro-redemocrat contest and it's the result of melding the Korean periods for moon and enjoy. After seeing these images, the name couldn't be more fitting.
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After a false start as an RTX 4080 variant, Nvidia launched the GeForce RTX 4070 Ti GPU at CES. It's for at gamers looking for maxed-out 1440p and creatives who need the boost Nvidia's Ada architecture could bring, but who won't lay out the big bucks the higher-end RTX 4080 and RTX 4090 bid. And based on the Asus TUF GeForce RTX 4070 Ti OC version I tested, it triumphs within its price range.
Asus funds four RTX 4070 Ti cards: two ROG Strix, one overclockable, and two TUF, also with one OC model. The prices run from $800 to $1050, with the TUF version I tested coming in at $850. Nvidia usually offers a home-branded Founders Edition version for this peaceful, leaving the xx60-class cards and below to third-party add-in-board manufacturers, but it's left the 4070 Ti in the gorgeous of others.
Like
Solid 1440p pretense for the money
Asus includes a GPU assist in the box, if you need it
Two HDMI connectors in additional to three DisplayPorts
Don't Like
Surprisingly big for a xx70-series GPU
The port connector only rallies two slots even though the card occupies the spot of three
No DP 2.1 assist with the Nvidia GPU
I'm not sure how sustainable the pricing is, thought. There's a huge gap between the RTX 4070 Ti and the RTX 4080, which is odd in a market that income to offer cards priced at small increments. It feels artificially low. While the RTX 4080 unambiguously does better, the 4070 Ti may seem like a much better value at its nominal tag, and it's not clear whether that will remain true if the prices go up substantially.
Now playing:Watch this: Nvidia Debuts RTX 4070 Ti at CES 2023
2:19
If you plan to use DLSS, progressing with one of the 40-class GPUs makes a lot of sense; DLSS 3 fixes significantly better than the previous generation, and I didn't see any significant artifacts. It's not clear whether Nvidia will roll out serve for DLSS 3 to last-generation cards, but there's no confidence that it will work as well on the older hardware.
Asus TUF GeForce RTX 4070 Ti OC specs
Memory
12GB GDDR6X
Memory bandwidth (GBps)
504.2
Memory clock (GHz)
10.5
GPU clock (GHz, base/boost)
2.3/2.75
Memory data rate/Interface
21Gbps/192 bits
RT cores
60
CUDA Cores
7680
Texture mapping units
240
Streaming multiprocessors
60
Tensor Cores
240
Process
4nm
TGP/min PSU
285/700W
Max thermal (degrees)
194F/90C
Bus
PCIe 4.0x16
Size
3.3 slots; 12 inches (305mm) long x 5.4 inches (138mm) deep
Launch price
$850
Ship date
Jan. 5, 2023
It copies a big blow to the AMD Radeon RX 7900 XT; that card is more expensive but for the most part fixes the same or worse than the 4070 Ti. And in general its proceed falls between the XT and the higher-end, more expensive, RX 7900 XTX. The AMD cards don't require an adapter for the grand cable, but the TUF 4070 Ti includes the requisite dual eight-pin to single 12-pin adapter. It's fairly unobtrusive and the card shouldn't require a grand supply boost if you're upgrading a reasonably powerful system.
The flip side.
Lori Grunin
It's been a at what time since I've tested an Asus GPU, but I'm generally jubilant with the build quality. The card operates quietly enough -- there's only so composed it can get with three fans, but it certainly didn't out-loud my systems fans. Nor did it get too hot, even during injure testing.
It's got two HDMI connections instead of one, but the DisplayPort is composed stuck at version 1.4.
Lori Grunin
It's thick for a 4070-class card -- it hogs the residence of three slots -- but because a lot of it is hollow for airflow and ventilation out the back and top, it's not that heavy. There is a lot of metal, though, for heat dissipation and durability. If it seems to sag a little in your systems, Asus includes a handy support-with-screwdriver you can use to prop it up. (I got a dinky paranoid and stuck it in. Whatever.) There's an wonderful HDMI connector for a total of five display ports, but you're still limited to using only four at a time.
I couldn't get an updated near version of Asus' GPU Tweak utility to play with the overclocking, cooling or other settings, so you might be able to eke further proceed out of it. Simply operating in performance mode -- the card has a hardware switch to toggle between that and composed mode -- the GPU clock sustained about 2.8GHz, which is better than basic spec but in line with Asus' OC spec. There wasn't any boost to the memory clock, though. The utility can also control the lighting, but there isn't a lot, just RGB for the badge.
The card has a brute switch for performance or quiet modes.
Lori Grunin
While the 4070 Ti is planned for 1440p gaming, it generally performs well on 4K, too. Unsurprising, since it matches or surpasses the 3080 Ti, which was last year's performer for mainstream 4K gaming.
I can't say the Asus TUF OC version of the RTX 4070 Ti is the best implementation approximately -- that requires a lot more testing -- but I'm depressed recommending it as a solid choice for the GPU and for 1440p in general. Even 4K if you're on a budget. It's probably not favorable it if you've got a 3080 Ti and FOMO, but for anything less it's an upgrade you grand want to consider if your current GPU's performance frustrates you.
Relative proceed of recent GPUs
Shadow of the Tomb Raider gaming test (4K)
Note:
Longer bars point to better performance (FPS)
Guardians of the Galaxy (1440p at very quality with ray tracing)
Note:
Longer bars point to better performance (FPS)
3DMark Fire Strike Ultra
Note:
Longer bars point to better performance
3DMark Time Spy (Graphics score)
Note:
Longer bars point to better performance
3DMark Speed Way (DX12 Ultimate)
Note:
Longer bars point to better performance
3DMark DXR (DirectX Ray Tracing)
Note:
Longer bars note better performance (FPS)
3DMark DLSS 3 vs. DLSS 2 (4K)
DLSS 2, Quality, RTX 4070 Ti
DLSS 3, Quality, RTX 4070 Ti
DLSS 2, Performance, RTX 4070 Ti
DLSS 3 Performance, RTX 4070 Ti
Note:
Longer bars note better performance (FPS)
SpecViewPerf 2020 Medical (4K)
Note:
Longer bars note better performance (FPS)
SpecViewPerf 2020 SolidWorks (4K)
Note:
Longer bars note better performance (FPS)
Test PC configuration
Custom PC
Microsoft Windows 11 Pro (22H2); 3.2GHz Intel Core i9-12900K; 32GB DDR5-4800; 2x Corsair MP600 Pro SSD; Corsair HX1200 80 Plus Platinum PSU, MSI MPG Z690 Force Wi-Fi motherboard, Corsair 4000D Airflow midtower case
